Think about it, you earn money by working, but at the end of the month a big chunk quietly goes by on Netflix, Hulu, Disney+, Amazon Prime, Spotify, and you think, “It’s just $10-$15.”
But when you total up the year, your wallet will cry.
Suppose you take Netflix ($15.49), Disney+ ($13.99), Hulu ($14.99), Amazon Prime ($14.99), and Spotify ($10.99). Total? Around $70+ per month. $840+ per year just for entertainment!
If you think it’s impossible to work on this – then these hacks will change your whole game.subscriptions.
1. Account sharing ( But Smartly )
Netflix has made sharing rules a bit tight, but the Premium plan ($22.99) still offers the option to add an extra member ($7.99 each).
- Split it with 4-5 friends, your share will be $5-$6.
- Spotify Family Plan : A Family Plan Is $16.99 per month which means 6 divide by $16.99 equals $2.5
- YouTube Premium Family : A Youtube premium plan costs $22.99 per month if we divide by 6 it equals $3.80 per person
2. Subscription Rotation System
Don’t buy everything at once.
- Month 1: Netflix ($15.49)
- Month 2: Hulu ($14.99)
- Month 3: Disney+ ($13.99)
This way you can save $50+ every month.
3. Student & Promo Discounts
If you are a student, brother, do not miss these deals. Spotify’s student plan is just $5.99/month and you also get Hulu + Showtime in it – meaning both music and shows. YouTube Premium’s student rate is $7.99/month (ads are removed, you get background play). And if you just want TV shows, Hulu’s student plan is sometimes available for $1.99/month. Just keep your student proof ready.
4. Free Streaming Alternatives
If you want to save money, try free streaming apps:
- Tubi TV : Here you can watch free movies and shows, without paying a cent.
- Pluto TV : Along with live TV channels, you also get on-demand movies, absolutely free.
- Peacock Free : You get NBC shows and movies, just have to watch a few ads.
- Crackle : There are old movies, but classic and entertaining, absolutely free.
5. The Hack of Bundles
Look, if you want a full package of entertainment, then bundles are the best deal:
- Disney+ + Hulu + ESPN+ bundle is available for just $14.99/month, which is about $12 cheaper than buying them separately.
- If you are a student, then try Amazon Prime Student plan – available for $7.49/month or $69/year, which also includes Prime Video.
- Some mobile carriers, like T-Mobile, offer Netflix or Apple TV+ for free with their plans. If you buy a plan from there, then you can save more money on entertainment.
6. Auto-Cancel Reminder
Auto-renewal after the free trial is the biggest trap. Set a cancel reminder on your phone as soon as you subscribe.
7. Group Buy Platforms
U.S. In group subscription sharing is legally grey, but services like TogetherPrice or Spliiit help split costs securely.
8. Yearly Plan Trick
- Disney+ Annual: $139.99/year (saves $27.89).
- Amazon Prime Annual: $139/year (saves $41.88 over monthly).
9. Download & Pause Method
Netflix allows you to download offline. Buy a month’s worth of content, binge download, cancel, then take a gap of 1-2 months.
10. Mindset Shift
Why do you need all the services at once? Do some content planning, rotation, and you can save $300–$500 annually.
Final Calculation
Normal Spending:
- Netflix: $15.49
- Hulu: $14.99
- Disney+: $13.99
- Prime Video: $14.99
- Spotify: $10.99
Total: $70.45/month × 12 = $845.40/year
After Hacks:
- Netflix Shared: $5.00
- Hulu (Student): $1.99
- Disney+ Bundle: $14.99 (with ESPN+)
- Prime Annual: $11.58/month
- Spotify Family: $2.80
Total: $36.36/month × 12 = $436.32/year
Savings: $409.08/year — that’s a free gaming console or a budget vacation.
Now when you have started saving money, where should you invest it?
Brother, the most important thing is that do not waste the money you have saved on Netflix and other subscriptions. It is good to use it for chilling, but if you really want to take your financial life to the next level, then reinvest this money smartly.
What does reinvest mean?
Reinvest means putting your saved money in a place where it gives you more return. It means make money.
Some Smart Reinvestment Ideas:
1. Start a Side Hustle:
Start a small business or side hustle. Online freelancing, dropshipping, digital marketing, YouTube channel, blog, or any local service that you can provide. Invest a part of the money you save every month in a side hustle. Slowly that money will become your main income.
2. Invest in Stock Market or Mutual Funds:
If you can take a little risk, then start a SIP (Systematic Investment Plan). Invest the money saved every month in mutual funds or index funds.
With time your money will compound and grow. Cancelling a Netflix subscription and investing that money in SIP is a very big step for the future.
3. Invest in your skills:
Look for online courses, certifications, or any other skill that will increase your earning capacity. Like coding, digital marketing, graphic design, copywriting.
Investing saved money in skill development will be beneficial for both your career and business.
4. Build an emergency fund:
If you don’t have an emergency fund yet, then invest this money in that fund. A fund that covers 3-6 months of expenses saves you from financial stress.
If you want detail on saving in your 20’s click here
Why is it necessary to reinvest?
Saving the subscription is just the first step. If you just keep saving that money without investing it, then due to inflation your money will lose value over time. By reinvesting you are taking big steps towards your financial freedom. Meaning, you are building such assets which will give you independence and money in the long term.
Final Words
Saving money on Netflix and other subscriptions is simple you just need to be a little smart. Real difference starts when you put that saved money to good use.
Whether you want to kick off a side hustle, work towards financial freedom, or just make more than your regular paycheck, these small steps can have a big impact.
So start now, keep an eye on your spending, and turn your savings into something that grows. Your future self will definitely thank you for it.
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